How It Works
Learn how a small investment in your employee's future can pay back for years and help them live the American dream.
Step 1
We'll personalize the details of our innovative first-time down payment assistance program just for your employees together to create a "Win-Win" scenario.
With minimal investment from your company, you can help your workforce achieve the dream of homeownership.
Step 2
Our program works so well because of the strength and relationships we've built with our network of partners.
When one of your employees are thinking of buying, our team of expert home buying consultants will guide them through the entire process.
Step 3
When it's time to close, your company and Motto Mortgage Complete each "gift" an equal predetermined amount towards the employee's downpayment.
How We're Better
Our team works close by – and closely with – real estate agents to deliver a one-stop solution. It’s attention you deserve and service you can trust.
Our rates are low because we've made the lending process smarter and faster.
We use technology to bring the whole process online and lower our costs. Then we pass our savings on to you. Plus, our transparent pricing means no surprise fees on closing day.
Buy your home confidently with our 30-Day Closing Guarantee.
Motto Mortgage Complete is committed to fast, on-time closings. We guarantee we'll close your mortgage in 30 days, or we’ll credit you $1,000 toward your closing costs.*
As part of our commitment, we underwrite your loan up front so we can verify exactly what you're qualified to purchase.
An underwritten pre-approval makes your offer more attractive to sellers because it means you're likely to close faster and with less risk.
Our Mortgage Consultants are W2 employees, not just salespeople.
That means, they're not just in it for the commission. They'll be there every step of the way to answer questions and find a loan that meets your needs.
We'll also team up with your real estate agent and title officer so everyone is on the same page, every single step of the way.
Common Questions
Answers to commonly asked questions.
The fine print is completely negotiable but the conditions usually look like this.
In order for the employee to take advantage of the company sponsored first-time homebuyer program, they must meet the following criteria:
- Be first-time homebuyers
- Must have been with the company for at least 90 days.
- Must stay with the company for at least 3 years from closing date, or must pay back the pro-rated amount of the gifted down payment.
When creating our personalized down-payment assistance program with employers, the extent of your investment is up to you.
Generally, most of our partner businesses elect to gift an amount usually between 1%-2% of the purchase price of the home, up to $4,500
Motto Mortgage Complete and our partners will credit the buyer 50% of the amount that you put towards the down-payment.
What Businesses Are Sayin
Attract even better top talent by offering a first-time homebuyers program with Motto Mortgage Complete.